Cinnamon User Guide

1.Getting Started #

Cinnamon Clubs is a premier investment club/SACCO management software that manages records and improves efficiency in collections, activity monitoring, financial analysis, and reconciliation.

 

Yes No

2.Login to the dashboard #

Login to the dashboard using the credentials given to you through email or any other mode of communication.

Go to the settings -> Organisation Settings at the button left of the modules

Set the following required parameters:

  1. Client Types
  2. Titles
  3. Professions
  4. Currencies
  5. Payment Types
  6. Funds
  7. Loan Purposes
Yes No

3.Add Clients #

To add a new client, click on the Clients menu then click Create Client. This will open the client create page offering a series of text inputs. 

The form contains:

Branch: The branch of the client

External ID: The external id of the client, you may use your manual file number here.

Title: The title of the client. To create titles, go-to organization settings and find titles.

First Name: The first name of the client

Last Name: The last name of the client

Gender: The gender of the client

Marital Status: The marital status of the client

Mobile: The mobile number of the client

Country: The country of the client

Date of Birth: The date of birth of the client

Staff: The staff assigned to the client

Email: The email of the client. This will be used to send communication emails to the client

Profession: The profession of the client. To create professions, go-to organization settings, and find professions.

Type: The type or category of the client. To create types, go-to organization settings and find Client Types.

Photo: The photo of the client

Address: The address of the client

Notes: Any additional details.

Submitted on: The date when the client was entered in the system

Yes No

4.Activating Client #

Clicking details will open the client details page. When a client is initially created, the client will have a status of pending and will not be available for use in other sections of the system. To change client status, click on the current status and a modal will open.

Yes No

5.More Client Details #

  1. Identification: This tab will show all client identifications. You can add passport or national id.
  2. Next Of Kin: This tab will show all clients next of kin.
  3. Login Details: This tab will show all users linked to the client. These users can login and manage the client account. You can add an existing user or create a new user.
  4. Files: This tab will show all client files.
Yes No

6.Create Savings for members #

To create savings for members we need to set the charges first.

Charges may be associated with a product. When an account is opened based on a product that charges have been associated with, the account will include (inherit) all charges that are associated with the product. In addition, charges that are not defined for a product may be associated with individual client accounts.

Add Charge

To add a new charge, click on Savings->Manage Charges->Add Charge. This will open the charge create page offering a series of text inputs. 

The form contains:

Name: The name of the charge

Charge Type: This specifies when the charge should be applied. 

The following charge types are supported:

Savings Activation: Gets charged at the time of savings activation.

Specified due date: Gets charged on the provided date. This charge can manually be added later on the savings

Withdrawal Fee: Gets charged on every savings withdrawal.

Monthly Fee: Gets charged at the end of the month.

Inactivity Fee: Gets charged when the savings account has been inactive for a period.

Quarterly Fee: Gets charged every quarter of a year.

Amount: The charge amount

Charge Option: This is how the total amount of the charge will be calculated

Currency: Select the currency to be used when the charge is applied. The product and charge currency must be the same to be valid. Set up multiple charges if the same charge is required for products set up in different currencies.

Override: If checked, savings administrators can change the charge amount when creating a savings account

Active: If checked, this charge is available to associate with products and accounts. If unchecked, this charge is not available to associate with products and accounts.

Yes No

7.Savings Products #

Savings products define the rules, default settings, and constraints for an investment club/SACCO. A savings product provides a template for multiple savings accounts for an investment club/SACCO

Navigate to Savings->Manage Products to open the Savings Products list page.

Name: The name of the product

Short Name: The short name to be used when the name cannot fit

Active: Whether the product is active or not. If not active then it will not be available for selection

Action: Further actions that you can take on the row like edit or details

 

Add Savings Product:

To add a new savings product, click on Savings->Manage Products->Add Product. This will open the product create page offering a series of text inputs. 

 

View Savings

Clicking View Savings will open the savings list page.

 

Add Savings

To add new savings, click on the Savings menu then click Create Savings. This will open the savings create page offering a series of text inputs. The form contains:

 

Savings Process

The process of attaining savings from a savings group begins with a savings application.

A savings group will have savings products that may be suitable for a range of customers.

Members who are interested in a particular savings product will submit a savings application

This savings application will be reviewed. The credit committee takes a decision to approve the savings application.

Yes No

8.Loans #

To create loans we need to first create charges that are associated with a loan product.

We support two types of charges—fees and penalties. Fees are charged for services—for example, membership fees, loan disbursement fees, withdrawal fees. Penalties are charged to discourage clients from deviating from the terms of a product—for example, late payment penalty for a loan account, early withdrawal penalty for a fixed deposit account. Charges may be associated with a product. When an account is opened based on a product that charges have been associated with, the account will include (inherit) all charges that are associated with the product. In addition, charges that are not defined for a product may be associated with individual client accounts.

Add Charge:

To add new charge , click on Loans->Manage Charges->Add Charge. This will open the charge create page offering a series of text inputs.

Loan Products:

Loan products define the rules, default settings, and constraints for an investment club/SACCO. A loan product provides a template for multiple loan accounts in an investment club/SACCO.

Navigate to Loans->Manage Products to open the Loan Products list page. 

Add Loan Product

To add a new loan product, click on Loans->Manage Products->Add Product. This will open the product create page offering a series of text inputs.

View Loans:

Clicking View Loans will open the loans list page.

Add Loan:

To add a new loan, click on the Loans menu then click Create Loan. This will open the loan create page offering a series of text inputs.

Yes No

9.Expenses #

You can keep a register of all your expenses.

Add Expense Type:

To add a new expense type, click on the Expenses menu then click Manage Expense Types then click Add Type. This will open the expense type create page offering a series of text inputs. 

Yes No

10.Assets #

Assets:

You can keep a register of all your assets.

Asset Types

This helps you to categorize your assets. To view a list of all your asset types, click the Assets menu then click Manage Asset Types.

Add Asset Type:

To add a new asset type, click on the Assets menu then click Manage Asset Types then click Add Type. This will open the asset type create page offering a series of text inputs.

Add Asset:

To add a new asset, click on the Assets menu then click View Assets then click Add Asset. This will open the asset create page offering a series of text inputs.

Yes No